Crop Insurance

Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Crop Insurance Products

Multi-Peril Crop Insurance Products

Multi-Peril Crop Insurance (MPCI) offers essential coverage for farmers and ranchers, protecting against a range of potential threats. Created by the Federal Crop Insurance Corporation and overseen by the Risk Management Agency, MPCI covers losses associated with yield and revenue. Naturally occurring events covered by MPCI include weather (hail, frost, wind), disease, drought, fire and flooding.

You must select a base coverage before purchasing an MPCI policy. You can add additional coverage options on top of MPCI.

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Revenue Protection (RP)

Provides protection for loss of revenue or production. RP insurance guarantees a certain level of revenue based on the producer’s actual yield and market prices.

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Revenue Protection with Harvest Price Exclusion (RPHPE)

Provides protection for loss of revenue or production. RPHPE excludes the use of harvest price when determining the revenue guarantee.

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Yield Protection (YP)

Provides protection for loss of production for crops with revenue protection available but not selected. Guarantee is established from project price of revenue protection.

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Actual Production History

Provides protection against production loss for crops not covered by Revenue Protection or Yield Protection plans.

Area Revenue Protection

Provides protection against widespread loss of revenue, yield or a combination of both in a county.

Area Yield Protection

Provides protection against widespread loss of yield in a county.

Multi-Peril Crop Insurance Product Comparison

Review our side-by-side comparison of federal crop insurance coverage options.

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Other Insurance Products and Features

We offer a full line of crop insurance products with multiple insurance companies.

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Prevented Plant (PP)

Feature within crop insurance policies that provides coverage when weather conditions prevent planning by an expected date.

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Hail and Wind Protection

Protects against damage due to hail and/or fire. Production Hail and other private policies are available.

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Area Based Plans

Crop insurance that protects against widespread losses in a specific geographic area by considering the collective performance of the area as a whole.

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Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.