Pasture, Rangeland, Forage (PRF)

Product Overview

Understanding Pasture, Rangeland, Forage Insurance

Pasture, Rangeland, Forage (PRF) Insurance is a crop insurance program focused on covering livestock producers from losses due to drought. PRF replaces income from yield losses caused by low precipitation relative to a historic average on forage produced for grazing or harvesting hay.

Benefits

PRF is an area-based program, meaning coverage is based on the average precipitation in a specific geographic area, rather than the individual producer’s land.

PRF is customizable. Producers control several decisions, including coverage level, index intervals, irrigated practice, productivity factor, and number of acres.

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Coverage Level

You can select a coverage level between 70% and 90% in 5% increments. This will be considered the trigger level to determine whether an indemnity is payable.

Rainfall Index

Coverage is based on rainfall in a defined grid. Since the index is relies on National Oceanic and Atmospheric Administration Climate Prediction Center data, rather than individual production, poor production in a grid might not trigger an indemnity, or vice versa.

You must select at least two, 2-month index intervals during which precipitation is important to your operation.

Productivity Factor

You can establish a value between 60% and 150% of the county base value and match the amount of your protection to the value of forage that best represents your specific grazing or hay operation.

PRF Selection Support Tools

Our exclusive Optimum tool will help determine the best insurance selections for your operation. Contact your local AgCountry office to get started.

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.