Livestock Risk Protection Insurance

Livestock Risk Protection Overview

Understanding Livestock Risk Protection Insurance

Livestock Risk Protection (LRP) is designed to insure against decreases in market prices for fed cattle, feeder cattle, or swine. Gain protection from national marketplace volatility by selecting from a variety of coverage levels and insurance periods.

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Benefits

Uses area pricing to determine indemnities (the producer’s price is never used).
Offered on a per head basis.
Available coverage for unborn cattle and swine.
Ability to market livestock up to 60 days prior to the end of the insurance period.

Coverage Level

Range from 70% to 100% of the expected ending value provided by the Risk Management Agency. If the actual ending value is below the coverage price, an indemnity will be paid.

Availability

Must have full or partial ownership of the livestock to be insured.
Must list the state and county where the livestock are located.
Once insured within a state, the livestock may be moved across state lines.
Not required to insure all livestock. Endorsement will include the number of head to be insured, number of weeks until the animals will be sold, and the type and weight of the livestock.

Available to all qualifying producers regardless of race, color, national origin, religion, sex, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted of funded by USDA (not all bases apply to all programs).

Why Work With Us for LRP Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance. They don't sell property, casualty or life insurance.

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Financial Knowledge

As a lender, we understand financial risk and work to protect your working capital and whole operation, not just your crop or livestock.

Agriculture Focused

Personalized support and financial insights from experienced and highly trained agriculture insurance professionals help you make informed decisions.

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Exclusive Tools

Leverage our exclusive policy review and Hail Analyzer tools to receive a personalized insurance plan - maximizing your net indemnity, cash flow, forward market opportunities, and minimizing your premium costs.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.